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How One Missed Step Cost an Estate $150,000 in NSW

How One Missed Step Cost an
Estate $150,000 in NSW

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The Crucial Role of Probate Notices

Ellie remembers sitting at her kitchen table, papers spread everywhere, the weight of responsibility for her late father's estate pressing down like a storm cloud. 

“I thought I was doing everything right—paying the bills, gathering the documents. But there’s so much legal stuff. And the notice? I had no idea how important it was, or what it was even for.” 

Sadly, she’s not alone. 

Probate in New South Wales can feel overwhelming—especially after a loss. The legal jargon, deadlines, and forms are tough even in normal times. When you're grieving, it’s even harder to keep track. Yet as Ellie discovered, one step can make or break the process: the probate notice. 

What Is a Probate Notice and Why Does It Matter So Much?

A probate notice isn’t just a formality—it’s a critical legal safeguard. It alerts creditors, potential claimants, and even distant relatives that someone has applied for probate. Most importantly, it protects the executor in NSW probate from future disputes and claims. 

Ellie shared that she only realised the purpose of the notice when things began to fall apart: 

“At first, it just looked like more paperwork. But it turns out, it’s the lifeline that keeps everything on track.” 

The probate notice does the following: 

  • Informs creditors and beneficiaries about the application for probate in NSW 
  • Protects the executor’s legal duties by setting a clear deadline for claims 
  • Avoids delays and legal surprises that can derail the

The Forms and Deadlines: Where Things Can Go Off Track

In the NSW probate process, these are the three key forms: 

  • Form 126 – Probate Notice 
  • Form 117 – Application for Probate in NSW 
  • Form 115 – Affidavit for probate NSW confirming the notice publication 

They seem simple—until stress, grief, and uncertainty take over. Ellie recalls: 

“What if I miss a deadline? What if I file the wrong form? This wasn’t just paperwork—it was my family’s future.” 

Each form has a distinct role in the estate administration in NSW, and missing a deadline can create ripple effects that delay the entire process.

Why the Notice Can’t Be Skipped—A Timeline That Matters

If everything is done correctly, here’s what the typical probate process in NSW looks like: 

  • Day 1: A loved one passes away—the NSW probate process begins.

  • Days 2–14: The executor prepares documents.

  • Day 15: Probate notice (Form 126) is published via the NSW Online Registry.

  • Days 16–30: The 14-day period for claims begins.

  • Days 31–60: If clear, the executor lodges Form 117 and Form 115.

  • Days 61–90: The NSW Supreme Court Probate office reviews the application. If in order, grant of probate in NSW is issued. 

Ellie later reflected: 

“If someone had just told me that one missed notice could lead to all this, I would’ve done anything to get it right.” 

You may be interested in: Top 50 FAQs on Probate

CM Lawyers Probate How one missed step cost an estate $150,000

The True Cost of Missing a Step: Ellie’s Story 

Ellie assumed the estate didn’t need a probate notice—there were no known debts. But months later, a forgotten business associate of her father’s surfaced with a claim. By then, probate had already been granted, and the creditor filed a late claim. The entire process had to restart. 

The fallout: 

  • Over $100,000 lost in legal fees and administration 

  • An additional $50,000 lost due to asset depreciation during the delay 

  • Her family waited 18 extra months to receive their inheritance 

“The hardest part wasn’t the money—it was telling my siblings it would take another year and a half. All because of a step we didn’t understand.” 

How to Avoid the Same Painful Mistake

Here’s what Ellie wishes she had known at the start: 

  • Never skip the probate notice—even debt-free estates can hide liabilities. 

  • Know your legal duties as executor under the NSW probate process. 

  • Get help early. A Sydney probate lawyer can help you avoid mistakes and delays. 

One thing many executors don’t realise is that even after a Grant of Probate is issued, disputes can arise—sometimes forcing families into lengthy and costly legal battles. If disagreements occur, you may face the difficult path of Appealing Probate Decisions: A Battle for Justice. 

Ellie says: “Don’t try to figure it out on your own. Ask questions, get advice, and protect your family.” 

Lessons Learned

  • Never skip the probate notice—it's your legal protection

  • Executors must know their legal responsibilities in NSW

  • Seek expert help early—it can save you from financial and emotional fallout 

References